Member Rates

Dividends
Effective as of April 1, 2014
(*) APR = Annual Percentage Rate  (**) APY = Annual Percentage Yield
Account Type APR(*) APY(**)
Regular Shares 0.30% 0.30%
Christmas Club 0.30% 0.30%
90 Day Investment Account
($500 or more)

 

0.50% 0.50%




Certificates of Deposit
($5,000 or more)
Effective as of December 16, 2016
(*) APR = Annual Percentage Rate  (**) APY = Annual Percentage Yield
Term of CD APR(*) APY(**)
182 Days 0.75% 0.75%
One Year 1.05% 1.06%
Two Years 1.20% 1.21%




Loan Rates
Effective as of December 16, 2016
(*) APR = Annual Percentange Rate
Loan Type APR(*) Range
New Auto    (2015-2017)
36 mos. -
48 mos. -
60 mos. -
72 mos. ($20,000-$29,999) -
 3.00% - 11.00%
 3.25% - 12.00%
 3.50% - 13.00%
 4.00% - 10.50%
84 mos. ($30,000 & above) - 4.50% - 8.50%
Used Auto   (2011-2014)
48 mos. -
60 mos. -
5.25% - 12.50%
5.25% - 12.75%
72 mos. ($20,000 & above) - 5.50% - 13.00%
Used Auto   (2008-2010)
48 mos. -
60 mos. -
5.75% - 14.00%
5.75% - 14.50%
  Used Auto  (2006-2007)         48 mos.-                      (2005-older)         36 mos.-                            
    6.50% - 16.00%
    6.50% - 16.00%

 
Signature
(6-60 mos.)
8.25% - 17.95%
Real Estate
Adjustable Rate (HELOC) -
Fixed Rate/10-Year -
Fixed Rate/15-Year -
Fixed Rate/20-Year -
5 Year Fixed - One year ARM -
5 year ARM (up to 30 yrs) -
5.00% - 6.50%
5.00% - 6.50%
5.25% - 7.50%
5.50% - 7.y5%
4.90% - 5.75%
4.90% - 5.50%
Share-Certificate Loans - 2% above current account rate
Recreational Vehicles, Farm Equipment, Motorcycles & Boats
80% Value -
90% Value -
100% Value -

5.25% - 10.75%
5.25% - 11.75%

 6.25% - 8.00%


 





NCUA
Your savings federally insured to at least
$250,000 and backed by the full faith and credit
of the United States Government. National Credit Union Administration, a U.S. Government Agency.
America's Credit Unions EHL
We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.