Employee Resources Credit UnionERCU.ORG

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What's New


Christmas Club Checks

Christmas Club checks will be mailed on November 3, 2008. Please contact the main office in Lawrenceburg at (931) 766-9288 if you want your check to be held for pickup instead of being mailed.





PRICES ARE GOING UP,
BUT OUR LOAN RATES ARE GOING DOWN!!

In these tough economic times ERCU is here to help save you money. Our lower rates could help lower your monthly payments on loans financed with other lenders.


New Autos and Boats as low as 3.99%
Used Autos and Boats as low as 5.99%
Signature as low as 9.00%
Motorcycles as low as 5.49%

Check with one of our loan officers about refinancing your current loans, paying off those high interest rate credit cards, or paying off other bills. ERCU – Not for Profit – For Service!!!
** all rates subject to credit approval.





ERCU and AIR VAC LIFETEAM


ERCU and AIR EVAC LIFETEAM have joined together to offer our members a new benefit. All members of ERCU will now receive a $10.00 discount off the one year membership fee for AIR EVAC. Applications are available and fees can be paid at both the Lawrenceburg and Pulaski locations. For more information, call (931) 766-9288 in Lawrenceburg or (931) 363-9920 in Pulaski.


 





Fee Change: Effective April 1, 2008

Effective April 1, 2008, our Member Privilege overdraft protection fee and our NSF fee will increase from $22.00 to $25.00 per item.





Pulaski Branch New Location

Our branch office in Pulaski, TN has moved to a new location. We are now located at 1700 West College Street in front of the FRED’s Super Dollar Store. The new branch location offers our members a 2 lane drive thru, a drive up ATM, a night deposit located in the first drive thru lane, lobby teller stations and full access to all services offered at our main office. We are now conveniently located close to Industrial Park, Hwy 64 West and the 64 Bypass.





Online Check Copies

Need a copy of a check that has cleared your account? You can now get these copies from our Home Banking page. Simply double click on the check number found on either the history page or the account detail page and you will be able to view or print both front and back of the check. For more information, please contact our office.






Savings Funds are Now Available at
ATM Machines

Members can now use their VISA Debit Cards to access funds in their savings accounts. Our Debit Cards are accepted at any ATM machine displaying the CIRRUS or PULSE logos. Merchants displaying the VISA logo will accept our Debit Cards. Contact our office if additional cards are needed or if a PIN number needs to be changed. You can even select your own PIN number if needed.






Community Charter Expanded

Employee Resources Credit Union has received approval to expand our community charter to included Lawrence, Giles and Wayne counties. We can now provide services to anyone who lives, works, worships or attends school in these three counties.






New Real Estate Loan Program

ERCU how offers our members a 20 year mortgage loan with a fixed rate of 6.50% APR for 5 years. Financing is available for up to 80% of property’s appraised value with no origination fee. Save hundreds in closing costs. Contact a loan officer for more information.







More...

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How used is that used car?

We recommend Carfax
to help you find out
before you buy.



NADA



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©Copyright 2008 Employee Resources Credit Union. All Rights Reserved.
1604 Remke Ave., P.O. Box 987, Lawrenceburg, TN 38464 (931) 766-9288 Fax: (931) 762-0583

NCUA

Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit Union Administration, a U.S. Government Agency.

America's Credit Unions Equal Housing Lender

We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.